Every day at Strawberry Fields Insurance Group people speak to us about their concerns around their ability to work and provide an income for their family and themselves and how they might cope in the event that this ability is taken away.
As someone who has personally been through the claims process, I understand the anxiety and the uncertainty that occurs when this happens.
Indeed the passion I have for ensuring my clients can hold their lives together if they get sick or a family member dies is in due not only to my own experience but also the experiences of others I’ve known.
Family Protection and Personal Risk insurance cover is about protecting you and/or your family, when you’re not able to.
- We start by ensuring you can genuinely cope financially – this means that you’ll be able access the medical care you need and be able meet your financial obligations without the worry of not knowing how you and your family are going to cope.
- If you are not able to work, we’ll ensure that you can replace much of your lost income. This is important because it’ll allow your lifestyle to continue.
- And finally, if you are not around to provide for your family we’ll ensure that they’ll have all the advantages that you would have provided by replacing lost income, paying off debt and giving the surviving parent or guardian the option to stay at home with the children.
Knowing what I know now I would urge everyone to consider how they might cope if they or someone in their family was to suffer a major trauma or worse. Frankly life can be very random and we have no way of knowing with any certainty what might happen down the track.
The great news of course is that in giving some thought to what may happen in the future, we can put into place a contingency plan that will then allow us to get on with our lives secure in the knowledge that whatever happens we’ll be well taken care of.
If you’d like more information or just have questions you’d like answers to, then feel free to call me in confidence on 021 958 234